Products – Virginia State Bar Members’ Insurance Center (VSBMIC)

Health Insurance

It is important to note that the VSBMIC is not wedded to any particular health insurance company. Serving as a broker, VSBMIC routinely performs a market comparison of all major health insurance companies for our clients. Our comparisons show concrete rates for a variety of products from all major health insurance companies.

The popular Anthem/VSB program protects nearly 6,000 lawyers, family members and staff. PPO, HMO and HSA options are available. Thanks to the Virginia State Bar’s endorsement, groups receive Value-Added Benefits, or extra benefits at no additional cost. These benefits apply to all group Anthem/VSB products. To be eligible for this coverage, the firm must be located in the Anthem Virginia service area. Anthem’s service area in Virginia, excludes the city of Fairfax, the Town of Vienna and the area east of State Route 123.

The VSBMIC also guides individual VSB members, staff members, and family members in getting individual health insurance. Individuals do not pay a nickel extra by allowing VSBMIC to be their broker than if they contact the insurance companies directly and go through the health insurance maze alone.

Dental and Vision Insurance

The Virginia State Bar Members’ Insurance Center can assist an individual or an entire firm with dental and vision insurance.

Medicare Supplements

Should anyone in your group be approaching age 65 sometime in the next year, please call us and we will assist in getting these people a Medicare supplement.

Coverage for Dependents After Age 26

Anthem and most insurance companies require dependents to come off their parent’s group plan by the end of the month when they reach age 26. At no additional cost, we can assist in securing other coverage for dependents aging off of their parents’ plan.

Questions?

Please call the Plan Agent, Debbie Stocks, VSBMIC, at 804-565-3540 ext: 52005 or email debbie.stocks@onedigital.com.

Member Term Life Insurance

The ones you care about most deserve the future of their dreams.

What would happen to your family’s future, if the unexpected happens to you? While we can’t predict the future, we can plan for it… and The Virginia State Bar (VSB) Member Term Life Plan can help you do that. With coverage issued by The Prudential Company of America (Prudential), it can help protect the life you worked so hard to build for those you love. Coverage is yours to keep even if you change jobs, as long as you remain a member of the Virginia State Bar.

Apply online today for Member Term Life coverage and you can help give your family the future they deserve.

Plan Features

Up to $1 million in coverage to help protect your loved ones’ future.
Group rates that help make coverage affordable.
Quick and convenient application Complete and return a request form or apply online.
Early access to benefits included at no additional cost. Receive up to 50% of your coverage amount, up to a max of $250,000 prior to your death if you’re diagnosed with a terminal illness and have a life expectancy of 12 months or less.
NEW! A max of $125,000 or up to 25% of the amount in force can be paid to the member-only if they become diagnosed as chronically ill and incapable of performing at least 2 Activities of Daily Living for at least 90 days or have a severe cognitive impairment.

Family Coverage Available

Spouse Coverage: You may request coverage for your eligible spouse, up to $1,000,000 (cannot exceed member’s coverage amount). Coverage is available in $50,000 increments.

Dependent Child Coverage: For $12 a year, you can insure your eligible dependent children. The cost is added to your Virginia State Bar Member Term Life premium. Eligible dependent children from live birth to age 26 can be insured for $10,000.

To apply for Spouse or Dependent Child coverage, complete and return the request form or call VSBMIC at 877-214-5239.

Group Insurance coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. CA COA #1179, NAIC #68241. Contract Series: 83500.

This site may contain marketing language on products issued by The Prudential Insurance Company of America that have not yet been approved in all states.

1008562-00001-00

Questions?

Please call the Plan Agent, Debbie Stocks, VSBMIC, at 804-565-3540 ext: 52005 or email debbie.stocks@onedigital.com.

Disability Income Insurance

Group rates and an own occupation definition make this program exceptional.

This plan allows only Virginia State Bar members to apply for disability income insurance. It offers the attorney the best of both worlds. First, it uses an “own occupation” definition of disability rather than “any occupation”. Second, it has very competitive rates”. For enrollment information and rates, please see the brochure and application. This plan is fully insured by Union Security Insurance Company (an Assurant Company). Coverage may be applied for in limits up to $10,000 per month.

Application

Please complete the application form and mail to us.

Virginia State Bar Members’ Insurance Center
9954 Mayland Drive, Suite 2200
Richmond, Virginia 23233
Tel (877) 214-5239

HIPAA Privacy Form

Please submit a completed HIPAA Privacy Form along with your completed Disability Income Insurance Application.